The charge relates to Ferdinand's behaviour "in or around the tunnel" after QPR's 2-1 defeat at home to Tottenham in the Barclays Premier League on Saturday.
Ferdinand has until 6pm on Friday to respond to the charge.
An FA statement read: "It is alleged that Ferdinand, director of football at QPR, used abusive and/or insulting words and/or behaviour towards a Match Official in or around the tunnel area after the end of the fixture
"He has until 6pm on 13 March 2015 to respond to the charge."
Source : PA
Source: PA